WILLIAM; SEBASTIAN, Andew. Systematic Review: Perkembangan dan Transformasi Perbankan Digital di Indonesia dan di Negara Bagian Eropa. Ilmiah Manajemen Bisnis, [S. l.], v. 24, n. 2, p. 53–58, 2025. Disponível em: https://ejournal.ukrida.ac.id/index.php/IMB/article/view/2141. Acesso em: 14 jun. 2026.